The #1 AI-powered finance agent helping small and medium businesses find optimal funding — fast, free, and unbiased.
SEY was founded on a simple belief: every business deserves access to the same caliber of financial guidance that Fortune 500 companies receive. Traditional business lending is broken — opaque, slow, and stacked against small business owners. Banks take weeks to process applications, brokers have misaligned incentives, and comparison websites list options without explaining trade-offs. SEY changes this entirely. Our AI-powered Finance Engine™ analyzes your business profile against criteria from 50+ vetted lenders in under 90 seconds, delivering ranked, weighted recommendations with clear explanations of rates, terms, approval odds, and total cost — in plain English.
SEY is an independent financial technology company headquartered in the United States with operations in Miami, New York, Los Angeles, London, and Singapore. Our editorial and technology team combines decades of experience across institutional banking, fintech product development, artificial intelligence, and government advisory. Our founder holds an MBA from Imperial College London and has extensive experience in institutional finance, government advisory, and fintech entrepreneurship across multiple continents. The SEY platform was built by a cross-disciplinary team of data scientists, financial engineers, and UX designers who have collectively worked at leading institutions including Goldman Sachs, JPMorgan, Stripe, and the U.S. Small Business Administration.
SEY's proprietary Finance Engine™ is a multi-layer AI architecture purpose-built for business lending. When you interact with SEY, the system ingests your business profile — revenue, time in business, industry, credit range, funding needs, and timeline — and scores every lender in our network against your specific situation. Unlike comparison sites that show generic lists, SEY provides personalized, ranked recommendations with approval probability estimates and side-by-side cost analysis. We explain every trade-off in plain language so you can make informed decisions. SEY is completely free for businesses. We earn referral fees from lending partners when you successfully secure funding through a match — but this never influences our recommendations. We are contractually and ethically committed to recommending the best option for you, regardless of referral compensation.
Since launch, SEY has facilitated over $2.4 billion in business funding across 47,000+ businesses spanning restaurants, e-commerce, professional services, healthcare, construction, technology, and dozens of other industries. Our match accuracy rate stands at 98.2%, with an 87% approval rate for applications submitted through SEY-recommended lenders — compared to the industry average of approximately 34%. Our post-funding satisfaction score is 98.2% based on rolling six-month surveys of funded businesses.
SEY operates as an independent editorial and technology platform. Our content is produced by our in-house editorial team and reviewed by licensed financial professionals. No advertiser, lending partner, or commercial relationship influences our editorial content or AI recommendations. We maintain a strict separation between editorial operations and commercial partnerships. For more information, see our Editorial Policy.
The SEY platform was designed by Atelier Vanderbilt, Zurich — a strategic design studio specializing in institutional intelligence platforms. Our interface follows Swiss Grid principles combined with editorial depth, ensuring information clarity and professional credibility. The platform is built with bank-grade security infrastructure including 256-bit AES encryption, SOC 2 compliance, and adherence to CCPA and GLBA requirements.
For editorial inquiries: [email protected]. For partnership opportunities: [email protected]. For general inquiries: [email protected]. For privacy and data requests: [email protected]. You can also reach us through our Contact page.